Disclosure
1. Purpose of This Disclosure
1.1 This disclosure is provided to comply with Federal Trade Commission (FTC) guidelines regarding transparency in advertising, affiliate relationships, and recommendations.
1.2 The goal of this disclosure is to ensure users are fully informed of any relationships we have with advertisers, affiliates, and other partners whose services or products may be referenced on this site.
2. Advertiser and Affiliate Relationships
2.1 Some links or recommendations on this site may involve relationships with advertisers or affiliate partners. This means we may receive compensation, such as referral fees or advertising revenue, when users interact with or purchase from these partners through our links.
2.2 Affiliate compensation does not affect the cost of services or products for users. You will pay the same price as if you accessed these services directly.
3. Impartiality and Partner Selection
3.1 We choose our affiliate and advertising partners very carefully, ensuring they align with our commitment to providing value and trustworthiness to users.
3.2 While we may earn compensation from some partners, our recommendations are not based solely on these relationships. Many of the companies or services we recommend are uncompensated, and we treat them no differently from affiliated partners.
3.3 We strive to maintain impartiality and make recommendations based on what we genuinely believe to be in the best interest of users. Compensation relationships do not influence the integrity or accuracy of our content.
4. No Fiduciary Duty
4.1 Although we are committed to providing users with the best possible recommendations, we do not have a fiduciary duty to act in the user's exclusive financial interest.
4.2 However, we feel compelled to offer recommendations that we believe are beneficial to users and act with the utmost integrity in our suggestions.
5. Recommendations Are Not Endorsements
5.1 Any recommendations provided on this site should not be construed as endorsements of the products, services, or companies mentioned.
5.2 Users should exercise their own judgment and conduct independent research before making any financial or investment decisions.
6. Third-Party Content
6.1 Our site may include links to third-party websites, articles, or services. While we strive to recommend reputable resources, we are not responsible for the content, practices, or privacy policies of third-party websites.
6.2 Users should review the privacy policies and terms of use of third-party sites before sharing personal information or making financial commitments.
7. Updates to This Disclosure
7.1 We reserve the right to update this disclosure as necessary to reflect changes in our partnerships, site content, or applicable regulations.
By using this site, you acknowledge and accept the terms of this disclosure.
The Retirement Security Score tool is for informational purposes only and does not constitute personal financial, tax, or investment advice and must not be relied upon as such. RetirementSecurityCalculator.com, BIME LLC, their staff or affiliates do not accept any liability for loss, damages, or loss of profit resulting from readers investment decisions. Calculations are based on historical data, including inflation rates and market performance, but past performance is not indicative of future results. Please consult with a qualified financial advisor before making any decisions.