FAQ
1. General Questions
1.1 What is the Retirement Security Score?
The Retirement Security Score app is a tool designed to provide you with a clear and actionable assessment of your retirement readiness. It uses historical data, peer-group data, predictive analysis and user inputs to calculate a score between 300 and 850, offering insights into where you stand and areas for improvement.
1.2 Is the Retirement Security Score tool free to use?
Yes! The basic version of the Retirement Security Score tool is completely free. It provides an accurate baseline score to help you understand your current retirement readiness.
1.3 How long does the test take?
The Retirement Security Score test takes less than 2 minutes to complete and provides an instant result at the end.
2. Privacy and Data
2.1 Does the tool store my personal information?
No. The Retirement Security Score tool does not track, store, or use any personal information you input. All data is used only within your session to calculate your score and is automatically discarded afterward.
2.2 If I provide my name and email to download the toolkit, how is it used?
Your name and email are only used to send you the toolkit or book you requested. We never link your email to your score data or share your information with third parties unless expressly requested by you.
3. Using the Tool
3.1 What factors are included in the Retirement Security Score calculation?
The tool uses historical inflation rates, market performance, predictive future performance, peer group comparisons, best case longevity, and your inputs (such as savings, retirement goals, and investment diversity) to calculate your score. It provides a baseline assessment of your financial readiness for retirement.
3.2 Why can’t I see my detailed calculations?
The tool is designed to give you a simple and actionable score without overwhelming you with complex data and calculations. If you’re looking for an advanced analysis, we recommend consulting a financial advisor.
3.3 Can I retake the test?
Yes, you can take the test as many times as you like to explore how different inputs might affect your score.
4. For Financial Advisors
4.1 What is the premium version of the Retirement Security Score tool?
The premium version is designed exclusively for financial advisors and wealth professionals. It provides a more detailed analysis, including factors like health, real estate, and advanced investment modeling, to better support client planning.
4.2 How can I access the premium tool?
If you’re a registered financial advisor interested in using the advanced tool for your clients, please contact us at premium@retirementsecurityscore.com for more information.
4.3 Are there partnership opportunities available?
Yes, we’re always looking to collaborate with financial professionals who share our mission. Reach out to us at premium@retirementsecurityscore.com to discuss potential partnerships.
5. Technical Issues
5.1 I’m having trouble loading the app. What should I do?
First, try refreshing your browser or clearing your cache. If the issue persists, ensure that cookies and JavaScript are enabled in your browser settings.
5.2 My score doesn’t seem accurate — what should I do?
Double-check your inputs to ensure they reflect your current financial situation. If you’re still unsure, the free tool is best used as a baseline assessment, and consulting a financial advisor will provide additional insights.
5.3 The app isn’t working on my mobile device — what should I do?
Ensure your browser is updated to the latest version and that cookies and JavaScript are enabled. If issues persist, try accessing the app on a desktop device.
6. Other Questions
6.1 Can I share the Retirement Security Score tool with others?
Absolutely! Feel free to share the tool with friends, family, or colleagues who may benefit from assessing their retirement readiness.
6.2 How do I provide feedback about the tool?
We welcome your feedback! Please email support@retirementsecurityscore.com with any comments or suggestions.
The Retirement Security Score tool is for informational purposes only and does not constitute personal financial, tax, or investment advice and must not be relied upon as such. RetirementSecurityCalculator.com, BIME LLC, their staff or affiliates do not accept any liability for loss, damages, or loss of profit resulting from readers investment decisions. Calculations are based on historical data, including inflation rates and market performance, but past performance is not indicative of future results. Please consult with a qualified financial advisor before making any decisions.